Thanks to the loan from the in-laws that turned into a gift last week - Credit Card #2 has received an extra $1,775 and the balance is now under $20,000!
When I originally set the goal date for the credit cards to be paid off, I was including that big payment. When I was reminded about that loan I was a little concerned about being able to meet the goal date.
I am feeling much better about things now that the money was able to go to Credit Card #2 as originally planned. Now, I just have to keep up the $1050/month payments to all of the cards to keep with my debt reduction schedule. It will be rough - but I think it can be done.